(continued)

The following limitations on the frequency and amount of Mastercard Check Card transactions may apply:

• There is no limit on the number of Mastercard Check Card purchases you make per day.
• Purchase amounts are limited to the amount in your account.
• You may purchase up to a maximum of $750.00 per day.
• There is no limit to the number of cash withdrawals you may make in any one (1) day from an ATM machine.
• You may withdraw up to a maximum of $250.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account.
• You may purchase up to a maximum of $750.00 from POS terminals per day, if there are sufficient funds in your account.
• For security purposes, there are other limits on the frequency and amount of transfers available at ATMs.
• You may transfer up to the available balance in your accounts at the time of the transfer.
• See Section 2 for transfer limitations that may apply to these transaction.

b. eBranch

If we approve eBranch for your accounts, a separate password will be assigned to you. You must use your password along with your account number to access your accounts. At the present time, you may use eBranch to:

• Withdraw funds from your share, checking, Money Market, and special accounts.
• Transfer funds from your share, checking, Money Market, and special accounts.
• Obtain balance information for your share, checking, Money Market, and special accounts.
• Make loan payments or Credit Union Visa payments from your share, checking, Money Market, and special accounts.
• View copies of cleared checks.

Your accounts can be accessed under eBranch via personal computer. eBranch will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient, available, verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access.

• There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day.
• See Section 2 for transfer limitations that may apply to these transactions.

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